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Freephone: 0800 026 7777

Open Now: 10:00am - 5:00pm

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Black Horse Personal Contract Purchase (PCP)

Once you have selected your Motorhome/Caravan, PCP Finance will allow you to have the option to buy, return, change or upgrade after a fixed term of monthly instalments have been paid. You will be required to pay an initial deposit, once the agreed term is over and once the final payment has been made then the option to buy the Motorhome/Caravan will be yours for an agreed purchase fee, this will be a lump sum of which is required in order to gain ownership of the vehicle. However this payment is by no means mandatory; you could chose to return or sell the Motorhome/Caravan privately to pay off the remainder (lump sum).

This option is well suited if you are looking to change your vehicle after an agreed period, all vehicles must be kept in good condition as you may be charged for any damage that goes beyond the fair wear and tear. The ownership of the vehicle will remain with the finance company until the purchase fee has been made.

 

PCP Representative Example - Motorhome Finance

Cash Price
Deposit/ Part-exchange
Total Amount of Credit
Purchase Fee
Credit Facility Fee
Total Amount Payable
Initial Payment
59 Monthly Payments
Optional Final Payment
Duration Agreement
Representative APR
Interest Rate (fixed)
£50995.00
£6000.00
£44995.00
£10.00
£0.00
£63976.60
£623.46
£623.46
£20569.00
61 months
7.9% APR
7.62%

 

PCP Representative Example - Caravan Finance

Cash Price
Deposit/ Part-exchange
Total Amount of Credit
Purchase Fee
Credit Facility Fee
Total Amount Payable
Initial Payment
59 Monthly Payments
Optional Final Payment
Duration Agreement
Representative APR
Interest Rate (fixed)
£18995.00
£4000.00
£14995.00
£10.00
£0.00
£23454.40
£197.69
£197.69
£7593.00
61 months
7.9% APR
7.61%

Registered Office Marquis Leisure | Part of the Auto-Sleepers Group Ltd | Orchard Works | Willersey | Nr Broadway | Worcestershire | WR12 7QF | FCA Registered Number 673702

Auto-Sleepers Group Ltd T/A Marquis Motorhomes and Caravams is registered with the Financial Conduct Authority as a credit broker (No, 308204)

**Included in the final repayment. Marquis are a credit broker/intermediary and can introduce you to a limited number of lenders who provide funding. We may receive commission or other benefits for introducing you to such lenders. Finance available to UK residents aged 18 or over subject to application and status.  Auto-Sleeper Group is regulated by the FCA with Limited permissions to conduct certain credit related activity. FCA Registered Number 673702.

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